Welcome to Richmond Chrysler's
Financing Department in Richmond BC
Our mission? To make sure you can drive home in your dream car, truck, or SUV with a loan that won't break the bank. Richmond Chrysler is all about top-notch service and commitment to our customers—no other dealership in Richmond comes close!
Apply Online and Get Pre-Approved
It doesn't matter if you've got bad credit, no credit, or perfect credit—Richmond Chrysler's got your back! Our lightning-fast pre-approval process takes away all the guesswork. Say goodbye to waiting days or weeks for bank approval. Our finance wizards will give you an instant assessment of your credit standing and the amount you can borrow. Knowing your pre-approved amount means you can hit the car lots without any worries. No budget-busting surprises or loan rejections—just pure peace of mind!
Financing on Your Terms
Buckle up and get ready for our amazing Customer Choice Financing program at Richmond Chrysler. It's all about giving you the freedom to choose what works best for you! Enjoy low monthly payments, flexible terms that suit your needs, and payment options like bi-weekly, weekly, or semi-monthly. Oh, and did we mention? You'll have complete vehicle ownership! You get to decide whether you want to return your vehicle in 36, 48, or 69 months. Plus, with amortizations up to 96 months, we've got your back!
Benefits of Richmond Chrysler financing
Don't miss out on the ultimate car-buying experience—swing by Richmond Chrysler today! Check out our super-easy online form, give us a shout, or better yet, drop by our dealership in person. Our friendly financing experts are itching to help you find that perfect ride at a price you can handle. Join the ranks of our happy customers and discover why Richmond Chrysler is the number one dealership in British Columbia and all of Canada. You won't be disappointed!
Some car buyers, including young people, don’t have a credit history, a down-payment, or a vehicle to trade-in. Don’t worry! We work with Canada’s big banks and we’ll get you flexible financing or leasing options.
Bad or no credit
A bad credit score, refused a bank loan, or bankrupt? Our solutions cover all kinds of credit situations. Our financing specialists can get you an affordable solution that suits your budget.
Newcomers to Canada
When you move to Canada, you may not realize that your credit score doesn’t move with you. The good news is that we can still qualify you for a loan, and you’ll soon be driving away with your first car in Canada!
High rate on an existing loan
If you have an existing loan and think you’re paying too much, we can help. Our parent company, Go Auto, can buy out what you owe and get you a better finance rate and lower payment.
What do I need to
Employment & income
Typically, you need to be at your current job for three or more months and make at least $1,800/month. Other forms of income (certain types of government assistance) may also be accepted.
Although a down payment isn’t always necessary, it will often help. The less you have to finance, the more likely the lender will be to approve your car loan.
It is necessary to have a valid driver’s license and be the age of majority in the province that you live in.
To complete your loan documents, you must provide the lender with your current address details, including your monthly rent or mortgage payment.
Lenders want to be able to take the payment out of your bank account each month. The easiest way to do this is to get a void cheque or stamped pre-authorized payment form.
You will be required to provide your full name, date of birth, phone number and email address to apply for a car loan.
Get the new Go Auto App
Download the Go Auto App to start earning Go Card rewards today!
Paying off your Richmond Chrysler car loan
Paying off your loan early
Most banks let you pay off what you owe after some time has passed, and for most banks, that time is six months. Ask your bank or us how if this is possible.
Changes to payments
Almost all lenders let customers make lump-sum payments or increase their regular payments. Contact us or your lender for details.
Extending a loan term
Once your loan is in place, most lenders won’t extend the financial agreement. Check with Richmond Chrysler’s finance specialists or your lender to find out if an extension is possible.
Car loan insurance
We all know about car insurance, but did you know you can insure your car loan, too? How would you make your regular payments if you lost your job or became ill? Insurance can protect you. Ask Richmond Chrysler about this kind of insurance.
If you have a low income, we have a solution for your auto needs! Earning $1,800 a month or more can mean you can borrow for a car.
Switching a loan to another vehicle
Want to change vehicles but have a car loan? We can help. We’ll help you select your next car, pay off what you owe, and add any outstanding amount to your new agreement.
Getting a Richmond Chrysler car loan and managing it
How to finance a Chrysler, Dodge, Jeep, or RAM vehicle in BC?
To finance your dream Chrysler, Dodge, Jeep, or RAM vehicle in BC, start by checking out lenders who specialize in these brands. Compare rates to find the best deal and explore financing options through Chrysler Canada's financial services. Don't forget about our sweet in-house financing solutions with Yes Plan!
What are the requirements for financing a Chrysler, Dodge, Jeep, or RAM vehicle in BC?
To make your Chrysler, Dodge, Jeep, or RAM financing dreams a reality in BC, you'll need to show your ID, prove your income, provide residency proof, and share specific vehicle details. Keep in mind that some financing programs options may have additional requirements, depending on the lender.
Where can I get the best financing rates for a Chrysler, Dodge, Jeep, or RAM vehicle in BC?
Score the best financing rates for your dream Chrysler, Dodge, Jeep, or RAM vehicle in BC by shopping around and comparing rates from lenders who share your love for these awesome brands. Don't forget to check out the financing options provided by Chrysler Canada for some seriously cool deals. And hey, while you're at it, ask dealerships about their competitive rates through our in-house finacing.
Can I get financing for a Chrysler, Dodge, Jeep, or RAM vehicle with bad credit in BC?
Don't let bad credit hold you back from your Chrysler, Dodge, Jeep, or RAM dreams in BC! There are lenders out there who understand that life happens. Look for specialized lenders or financing programs offered by Yes Plan that are tailored to individuals like you, making it possible to hit the road in style.
What is the minimum down payment for financing a Chrysler, Dodge, Jeep, or RAM vehicle in BC?
The minimum down payment for your Chrysler, Dodge, Jeep, or RAM adventure in BC can vary, but it's typically a percentage of the vehicle's price. Reach out to get the lowdown on the specific down payment requirements for that slick ride you're eyeing.
Are there any incentives or rebates for financing a Chrysler, Dodge, Jeep, or RAM vehicle in BC?
Absolutely! Keep your eyes peeled for exciting incentives and rebates when financing your Chrysler, Dodge, Jeep, or RAM vehicle in BC. Not only do we often have great promotions running, manufacturers, and financing institutions often roll out specials. And don't forget to ask about any exclusive incentives or rebates available through in-house financing options.
How long does the vehicle financing process take for a Chrysler, Dodge, Jeep, or RAM vehicle in BC?
The time it takes to finance your Chrysler, Dodge, Jeep, or RAM in BC can vary depending on factors like the lender, application complexity, and how quickly you rock and roll with the paperwork. Usually, you can expect the process to take a few hours to a few days, which means you'll be hitting the road in style in no time. Start out with the online pre-approval application to fast-track the whole shebang. So get ready to rev your engines and cruise through the financing process with ease!